Knowing how to start investing is a difficult task for many Brazilians, because passive income is still associated with those who can bet on the financial market. Fortunately, this idea is falling apart, and the figure of the gambler in the financial market has become a thing of the past.
You need to study the market, but the good news is that this is easily possible, given the volume of qualified information on the internet to make analytical investment decisions, far from guesswork or feelings.
Access to information has also helped popularize investments, and one of the effects is the drop in initial investment amounts. Today, we can find financial products to start investing from as little as 25 reais!
You can invest in company assets and projects with security, agility, full availability, and at a lower cost.
This opportunity is key to democratizing access to investments and allowing more people to participate and put their money to work for them.
How is this possible?
BLOCKBR, a web 3.0 native company, brings you tips for investing with R$50 and start an investor path!
HOW TO START INVESTING?
MAKE A PLAN
An investment with a chance of success requires planning, because of the variety of factors that involve the routine of investing. Prepare your investment strategy by considering:
- Amounts to invest to get started;
- Products are within reach of your applications;
- Projects will depend on the gains in the applications;
- Deadlines for each project.
With planning, you will feel confident about investing, because you will have defined milestones and will be able to adjust disbursements and diversify the investment portfolio when you deem necessary.
How to make these adjustments? Next tip!
STUDY HARD THE MARKET
Who would have imagined a few years ago that there would be the token market opening up the possibilities of investing with 25 reals? Therefore, constantly study the market movements to take advantage of the best moments and offers.
Financial language can be a little scary at first, but it is simpler than it seems. To help you, we have created a financial market glossary!
DEFINE YOUR INVESTMENT PROFILE
Each person has a way of dealing with expectations in the financial market that defines the investor profile – which can be a conservative, moderate, or bold one for investing.
Each profile reflects a scale of values – whether profitability is more important than risk, whether long-term products are the most appropriate, and other individual investment decisions.
The most important thing is for you to define what your profile is for investing, because then you will feel comfortable with the market options, opportunities, and risks.
HAVE AN INVESTING MENTALITY
From the name it sounds complicated, but an investor’s mindset is nothing more than having a focused vision on investments that is achieved through various attitudes.
Basically, an investment-focused mindset is achieved with a few attitudes, among them:
- Not being afraid to change strategies, but with analytical vision;
- Avoid exaggerated euphoria and discouragement;
- Learn constantly, in good and bad results;
- Don’t leave money idle.
With a mind investor, everything will seem more natural and flow with a greater chance of success. In this article, we talked more about the importance of mindset for investing.
DON’T LISTEN TO PREJUDICE
One of the biggest barriers to the growth of small investors is prejudice: the ideas that investment is for those who have a lot of money to invest and that investing 50 Reais (about 50 dollars ) does not bring a return.
Investing is to value your money and it can be done with any sum, which will have the proportional yield and that is the fundamental objective: to maintain the purchasing power of your capital.
Therefore, investing 50 Reals or 1,000 Reals has the same positive effect for your finances, besides being a great way to start applying and gain confidence for higher flights!
IS IT POSSIBLE TO INVEST WITH 50 REALS?
Absolutely, yes!
There are great financial products where you can start investing from 50 reals and in one application you can apply 25 reals – that’s right, make two applications with 50 reals. Let’s talk about them.
DIRECT TREASURY
It is an investment where you lend money to the National Treasury in exchange for a remuneration, and the IPCA Treasury and Prefixed Treasury are the categories where there is a minimum investment of 50 reais.
The yield of the IPCA Treasury is indexed to the IPCA in the application period plus a previously defined rate, while the Prefixed Treasury yields, as the name implies, from the prefixed rate at the moment of contracting.
LETTERS OF CREDIT
Here are the LCA (Letras de Crédito do Agronegócio) and the LCI (Letras de Crédito Imobiliário), which are bonds where you invest your money and the bank must direct the resource directly to the activity sector related to the bond.
You can start with 50 reais in both modalities and you can contract it through a bank or a brokerage house accredited at CVM.
ASSET TOKENS
This is the most recent modality that is revolutionizing the way of investing, especially for small investors, and with a differential: you can invest less than 50 reais in projects, assets, and company rights.
For example, it is possible to invest in a project that supports the generation of wind energy, one of the fastest growing forms of energy in the country, through the company Eólic Tecpads, with values that vary from R$25 to R$50 of investment and estimated profitability between 1.70% and 2%!
Asset tokenization is the high-performance blockchain technology providing the most varied business and investment opportunities, which can be from:
- Sale of quotas – real estate, inventory, equipment, stocks;
- Participation in business projects – mining, clean energy and others;
- Future rights – crops, receivables.
WHAT ARE THE DIFFERENTIALS OF TOKENS AS AN INVESTMENT?
- Affordable: the goods and rights are sold in small parcels that allow small investors to participate in the offerings;
- Secure: Blockchain technology uses the most advanced data security and encryption protocols, making the sales environment immune to cyber-attacks;
- Agile: You buy an asset token within seconds after accessing the sales platform and your digital wallet;
- Available: the token platform runs 24 hours a day, 7 days a week. Therefore, you can invest your salary in the comfort of your home in the evening;
- Controlled: your investments are not held in custody in the systems of banks and brokers, you have total control and access to buy and sell tokens whenever you want;
- Profitable: you can have the most varied profitability by investing in assets and projects with different levels of risk and income potential.
WHY INVEST WITH BLOCKBR?
Tokenization is the representation of the value of your investment in assets in the form of encrypted digital files, stored in virtual wallets, and purchased on a token offering platform.
In them, you research the most diverse forms of investment by sector, term, amount, and income expectation.
All this is provided by BLOCKBR, a web 3.0 native company that has the know-how of the entire chain, from owners who wish to bid to investors like you.
Come and see our token marketplace and the great opportunities.
Everything is very simple, safe and fast!
We have the experience of several tokenization operations, deep knowledge of the markets, and we guide the offerors to generate the best investment proposals.
BLOCKBR Digital Assets
is a web 3.0 native fintech that brings together technological innovation and digital knowledge to transform physical assets into digital assets, in the process of tokenizing assets.
The supply of physical assets and tokenized financial assets, both current and new, is democratic and decentralized, which makes the way of investing safe, simpler and more efficient.
We enable, structure, issue and offer tokens on our platform and beyond. Be aware that tokens depend on feasibility and regulatory factors.
Do you want to tokenize your business or part of it? Do you have a business solution and does it make sense to issue your own token ?
