Tesouro Direto has become an increasingly popular investment modality due to its low risk and the security of investing in federal government securities, but is this the best option in times of a tokenized economy?
It is true that direct treasury is an application that aligns with the majority investor profile in Brazil – conservative but guaranteed returns, low risk and high liquidity.
The culture of investing is still in its infancy in Brazil, which derives especially from the lack of regular financial education and inequality in access.
However, the world is moving beyond conservative investing, such as direct treasury bonds; innovative investment leads to products with the same security and greater expectations of gain.
The investment token is the main one.
So is investing with tokens better than direct treasury?
BLOCKBR, a company that develops tokenization infrastructure, will talk about these two ways of applying with qualified information to help you make your choices!
CONSERVATIVE INVESTMENT OR INNOVATIVE INVESTMENT?
The success of digital assets – digital currencies and tokens – created a new discussion about the investor profile: conservatism or a focus on innovation in investments, with the use of disruptive technologies to invest.
The major milestone of the new digital transformation is the blockchain technology used to create cryptocurrencies and, more recently, tokens, which bring together the advantages of blockchain – greater transparency and security against digital fraud – with applicability to the most varied assets and businesses.
The tokenization of everything is underway and will bring important benefits to companies, consumers and investors.
Is it worth remaining technologically conservative in your investments?
WHAT IS DIRECT TREASURY
Tesouro Direto is an investment in federal public bonds and works as a loan from investors to the government in exchange for remuneration.
Direct treasury breaks the elitism of investment, bringing people of all levels of capital into the financial ecosystem.
It is an accessible form of investment, with low risk and predictable earnings that has become popular for those looking for alternatives to take money from their savings account – which is far from being a real investment.
HOW DIRECT TREASURY INVESTMENT WORKS
To invest in Tesouro Direto, you must have an account with a stock brokerage or on the Tesouro Direto website. The bonds have a maturity date, when the government will return the amount invested plus the agreed income.
The yield on treasury bonds varies depending on the type of bond. For example, the Selic Treasury is post-fixed and follows the basic interest rate, while the IPCA+ Treasury and the Prefixed Treasury have returns defined at the time of purchase.
It is important to highlight that, like any investment, direct treasury has risks. Therefore, it is essential to analyze the characteristics of each type of treasury bond before making your choice.
WHAT ARE INVESTMENT TOKENS
The investment token is the digital representation of an asset that can be offered to the market as an investment modality – a strategy increasingly used for various market segments to capture resources with more agility and liquidity.
The range of possibilities for asset tokenization is increasingly broad – nowadays it is possible to invest in tokenized property, in business projects such as agricultural tokens and even in cultural projects.
WHAT ARE THE DIFFERENTIALS OF INVESTMENT TOKENS
VARIETY OF OPTIONS TO INVEST
This is the main differentiator of the financial token in relation to direct treasury: with tokens, you find a variety of opportunities to invest that cover the examples we showed before and much more!
- Structured tokens
- Super structured tokens (real assets)
- Fixed Income Tokens
- Security tokens (securities)
In this way, it is possible to diversify the potential remuneration and risk among the different types of tokenized assets available on the market, not being limited to a specific public role.
HIGH AVAILABILITY TO INVEST
Investment tokens can be purchased at any day and time of the year and this is because the blockchain works uninterruptedly. This way, you can research token projects more calmly and make the best choices, without limiting banking hours.
ACCESSIBILITY WITH THE FRACTION OF OFFERS
This is an important advantage of the token in relation to traditional investment products: it is possible to divide the offer – be it a digital, financial or tangible asset – into hundreds and even thousands of tokens.
Unit values are accessible to everyone, including assets traditionally restricted in the traditional market, such as tokenized real estate funds.
The evolution of tokenization in the market is carried out by legally and technologically solid organizations committed to redefining the roles of financial agents!
In addition to effective token projects, BLOCKBR has the expertise to organize and develop all the complete infrastructure necessary to meet all your expectations!
DISCOVER FIXED INCOME TOKENS!
Tokenized fixed income refers to traditional market products offered through tokens on sales platforms and represent an opportunity to generate passive income.
See the most common examples of fixed income digital assets.
- Tokenized receivables from companies;
- FIDC (credit rights investment funds);
- Tokens of contemplated or defaulted consortium letters;
- Tokenized government debts (precatório) with final judgment;
- Energy trading contract tokens;
In addition to the advantages we have shown so far, fixed income tokens offer remunerations that are superior to traditional fixed income products.
INVEST AND EARN MORE WITH TOKENS ON BLOCKBR!
Buying a token is simple if you have a partnership that makes everything simple like BLOCKBR! We are an experienced asset tokenization company qualified to guide you on how to apply business tokens safely and with great results.
Open an account on our token marketplace and in minutes you will have access to a diverse universe of offers for all investor and budget profiles. Additionally, you can start investing in tokens from 50 reais!
Come to BLOCKBR, boost your results and get closer to your dreams!
TOKENIZE YOUR ASSETS WITH BLOCKBR!
Tokenization is a reality that is becoming present in all segments and business models, it is not something so innovative that it should still be seen with suspicion. Companies and individuals are currently monetizing tokens.
Recent actions by BACEN and CVM signal that tokenization is legal and the digital real will be a great divisor to increase the credibility of technology for those who want to invest in digital assets.
Offering your business token is simpler than you might think. Do you want to see the competition come out ahead?
Come and talk to BLOCKBR.
We have the best token offering strategy on the market!
BLOCKBR Digital Assets is a fintech specialized in tokenization of assets and investments that delivers infrastructure to the regulated and non-regulated market through an All-In-One platform that offers the transformation and interoperability between assets and investors.
For more information, visit: http://www.blockbr.com.br or @blockbr_ on social networks
